Certification is free. No agency pays for placement.
Find an insurance agent
held to a standard.
Most directories rank agencies by what they pay. We rank nobody by what they pay — because nobody pays. Every agency here applied, was reviewed by a person, and signed a set of published practice standards.
Try a ZIP code, a city, or an agency name. Certified agencies in 3 states so far.
- State guides
- 51 State guides
- County pages
- 3,144 County pages
- Practice standards
- 8 Practice standards
- Cost to an agency
- $0 Cost to an agency
The credential
What the badge actually means
Not a membership. Not an advertisement. Three specific, checkable commitments about how the agency will treat you.
- 01
Recommends adequate coverage before it shows you the cheapest option
- 02
Documents in writing anything you decline, so nothing is a surprise at claim time
- 03
Stays involved when you have a claim
The eight practice standards
Signed by every certified agency, published in full, and versioned — so what an agency agreed to is a matter of record rather than a matter of trust.
- No state-minimum limits by default
- Written declination letters
- Full coverage review at quote
- Replacement cost, not market value
- UM/UIM matched to liability
- Exposures disclosed even when not sold
- Documented annual review
- Claims advocacy
The difference
Why this directory is not like the others
A person reviews every agency
Business registration, physical address, live website, Google Business Profile and errors & omissions coverage are all checked before an agency is listed. Certification is never issued automatically.
No paid placement, no invented scores
We do not sell listings, ranking or badges, and we publish no composite “trust score”. Profiles show specific verified facts and the agency's real Google rating, attributed to Google.
Certification can be taken away
It lasts a year and is re-verified. If errors & omissions coverage lapses or the standards are broken, the badge is suspended or revoked — and you can check any certificate yourself.
Local guidance
Browse by state
Insurance is regulated state by state and priced county by county. Every one of these pages covers the minimum limits the law sets, how to complain about an insurer, and the perils that actually drive claims there — whether or not a certified agency serves it yet.
- Alabama 1
- Alaska 30
- Arizona 15
- Arkansas 75
- California 58
- Colorado 64
- Connecticut 9
- Delaware 3
- District of Columbia 1
- Florida 67
- Georgia 159
- Hawaii 5
- Idaho 44
- Illinois 102
- Indiana 92
- Iowa 99
- Kansas 105
- Kentucky 120
- Louisiana 64
- Maine 16
- Maryland 24
- Massachusetts 14
- Michigan 83
- Minnesota 87
- Mississippi 1
- Missouri 115
- Montana 56
- Nebraska 93
- Nevada 17
- New Hampshire 10
- New Jersey 21
- New Mexico 33
- New York 62
- North Carolina 100
- North Dakota 53
- Ohio 88
- Oklahoma 77
- Oregon 36
- Pennsylvania 67
- Rhode Island 5
- South Carolina 46
- South Dakota 66
- Tennessee 1
- Texas 254
- Utah 29
- Vermont 14
- Virginia 133
- Washington 39
- West Virginia 55
- Wisconsin 72
- Wyoming 23
For agencies
Run an independent agency?
Certification is free and always will be. You apply, we verify your agency is real and in good standing, you complete a short course and sign the standards, and your profile goes live. Roughly an hour of your time, and no fee at any point.