Auto Insurance in New Jersey
Liability for injury and damage you cause, plus optional coverage for your own vehicle. Every state sets a minimum; the minimum is rarely enough.
What is different in New Jersey
New Jersey's minimum limits have been raised on a legislated schedule, so a policy written a few years ago may sit below the current floor — worth checking at every renewal. New Jersey also permits a stripped-down 'basic policy' that many consumers do not realise they hold. Shore properties carry named-storm deductibles and separate flood placement.
Agents and local rules in New Jersey
Auto Insurance reading
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