General Liability in New York
Covers bodily injury and property damage a business causes to third parties. Frequently required by contract before you can work.
What is different in New York
New York is a no-fault state with mandatory PIP and uninsured motorist coverage, and its bodily injury requirement rises to 50/100 where an accident causes death. Coastal Long Island carries hurricane deductibles and leans on NYPIUA; New York City policies are dominated by water damage and liability rather than wind.
Exposures that shape pricing here
- nor easter
- hurricane
- winter storm
- coastal flood
General Liability reading
- Buying guides
How to choose an insurance agent
Anyone can quote you a price. The differences that matter are who the agent represents, how they are paid, and what they write down.
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