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Workers' Compensation in New York

Statutory coverage for employee injury. Requirements, rates, and exemptions are set state by state.

What is different in New York

New York is a no-fault state with mandatory PIP and uninsured motorist coverage, and its bodily injury requirement rises to 50/100 where an accident causes death. Coastal Long Island carries hurricane deductibles and leans on NYPIUA; New York City policies are dominated by water damage and liability rather than wind.

Exposures that shape pricing here

  • nor easter
  • hurricane
  • winter storm
  • coastal flood
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Other coverage in New York